Motor insurance protects the insured against loss if the motor vehicle insured is involved in an accident, burnt, stolen and third party liability arising from use of the insured motor vehicle.
Comprehensive Insurance Cover
Third-Party, Fire and Theft
Third-Party Insurance Cover
Extra Benefits | Third-party only (TPO) | Third-party Fire & Theft (TPF & T) | Comprehensive | Windscreen | N/A | N/A | Free limit up to Kshs. 50,000.00
Additional cover over and above free limit cover is charged at 10% of the insured value |
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Car Entertainment System | N/A | N/A | Free limit up to Kshs. 30,000.00
Additional cover over and above free limit cover is charged at 10% of the insured value |
Accidental Damage Excess Protector | N/A | N/A | Charged at 0.25% of the insured vehicle value with a minimum of Kshs. 2,000.00 |
Accidental Damage & Theft Excess Protector | N/A | N/A | Charged at 0.5% the of insured vehicle value with a minimum of Kshs. 5,000.00 Subject to the vehicle being fitted with an Anti-theft device |
Loss of Use/ Courtesy Car | N/A | N/A | 10 Days cover at Kshs. 3,000.00 20 Days Cover at Kshs. 5,000.00 Subject to time excess of three (3) days |
Political Violence & Terrorism cover | N/A | N/A | Charged at 0.25% of the insured vehicle value with a minimum of Kshs. 1,500.00 |
Towing/Recovery Expenses | N/A | N/A | Free cover up to Kshs. 30,000.00 On reimbursement basis |
Repair Authority | N/A | N/A | Up to Kshs. 30,000.00 |
Medical Expenses On reimbursement | Free cover up to Kshs. 20,000.00 | Free cover up to Kshs. 20,000.00 | Free cover up to Kshs. 20,000.00 |
Third Party Persons | - Any one person Kshs. 3 Million - Any One Event Kshs. 20 Million |
- Any one person Kshs. 3 Million - Any One Event Kshs. 20 Million |
- Any one person Kshs. 3 Million - Any One Event Kshs. 20 Million |
Third-Party Property Damage Limit | Up to Kshs. 20 million | Up to Kshs. 20 million | Up to Kshs. 20 million |
Passenger Legal Liability | Per Passenger KShs. 4 million Per event Kshs. 20 million |
Per Passenger KShs. 4 million -Per event Kshs. 20 million |
Per Passenger KShs. 4 million Per event Kshs. 20 million |
If you are interested in learning how much motor insurance would cost you, or if you are interested in purchasing motor insurance, please click Get Cover.
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Download forms will give you access to any relevant documents for motor insurance, such as the claim form etc.